CKM Home Loans is able to assist you in getting a First National Bank home loan that is most suitable for you as an individual homeowner with your own unique needs and budget. With experience in the process of home loan application, CKM Home Loans has helped numerous people in South Africa and put them on their way to a home loan which they can afford and ultimately benefit from. The First National Bank home loan is currently a popular choice as, being one of the major financial institutions in South Africa, First National Bank has a long record of reliability and portrays only the highest of standards.

Get a First National Bank Home Loan through CKM Home Loans

First National Bank has a variety of home loan options which range from a home loan solution ideal for the first time to the traditional home loan. As such this variety of home loan packages and solutions of First National Bank form the core attractiveness of applying for a home loan from First National Bank and can be listed as the following:

  • Traditional Home Loan: Take out this loan when buying an existing residential property.
  • BondPlus: This lets you borrow 100% of the purchase price of your house plus 8% more to cover additional costs associated with buying a house.
  • Future Use: This enables you to register a bond greater than the home loan amount you require, creating an extra amount that may be accessed at a later stage.
  • Building Bond: You can apply for a building bond if you are intending to build a home. Once the building is completed, your bond will revert to a normal home loan.
  • Foreign Choice: This allows a foreigner or a South African resident working in another country to purchase a property in South Africa.
  • FlexiBond: You get access to surplus home loan funds 24 hours a day, 7 days a week. Surplus funds include any prepayments, as well as a percentage of capital you have already repaid on your home loan up to a pre-determined limit.
  • Pre-Paid Finance: Withdraw any additional money that you have paid into your home loan account.
  • Repayment Choice: Increase your monthly installment and save on interest. This also allows for you to pay off your home in a shorter period of time.
  • Re-Advance: This gives you access to the funds that make up the difference between your original registered home loan and the outstanding balance.
  • Further Bond: Obtain funds by registering an additional amount over and above your original registered bond amount.
  • Maternity Choice: Temporarily reduce your home loan repayments just before or after the birth of your baby.
  • Maternity Choice: Temporarily reduce your home loan repayments just before or after the birth of your baby.
  • Education Choice: Use your home loan to finance education at SAQA-registered institutions. You are able to borrow up to 8% above the value of your registered home loan.

For more Information Visit the First National Bank website which offers the following bond calculators which can be used for estimating costs to determine what you can afford:

If you do not know where to start or how to approach First National Bank for their home loans, CKM Home Loans is here to help, and will assist and guide you through every step of your First National Bank home loan application. They will even fill out your home loan application form for you!

What are you waiting for? Get in touch with CKM Home Loans today and experience the joy of expert advice and assistance.

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