The average period for which a home loan is taken out is that of 20 years. There are those who opt for stretching this period to 25 or 30 years, but this is not advisable as interest charges are in this case a lot more. There is however an advantage to this as it does reduce your monthly installments considerably, hereby making it easier for you to get into the property market.

As a single person, the bank will grant you a home loan at a monthly installment of 25% of your gross income, and 30% of your joint income. For example:

  • Single - Gross Income - R 10000.00 - your monthly installment must not exceed R 2500.00 month.
  • Joint ( you and your spouse ) Gross Income - R 15000.00 - your monthly installment should not exceed R 4500.00 a month.

Looking to refinance your bonds so that your home loan better matches your personal finances? CKM Home Loans is here to help with affordable home loans and installments that will fit your pocket.

Using Online Bond Calculators

These calculators are available for use online at the following links:

Fulfilling your every Home Loan Need

CKM Home Loans has the ability to aid you in the refinancing of your existing bond or a home loan which you are wishing to take out. With years of experience and the subsequent skills built up, CKM Home Loans has developed into an expert in the home loan industry and is as such able to assist anyone with their home loan needs and requests. With CKM Home Loans you will save big as they can get you bonds savings you have only dreamt of.

Why not put their bond refinancing expert skills and knowledge to the test and approach them today with your home loan need. There is no doubt that they will be able to help you through the provision of a home loan suited to your unique personal finances and specific needs.

Click Here to fill in our online application form and one of CKM Home Loans home loan consultants will contact you to guide you through the entire process. You will not be disappointed!

Intoweb Design is a website design company independently creating business for CKM Home Loans via an affiliate marketing campaign, The information on this page describes the services CKM Home Loans renders to the marketplace which was created by independent online marketing specialists in the Intoweb company. E-mail us if you are interested in affiliate marketing strategies for your business or website:

Fill in this form below if you would like someone from CKM Home Loans to contact you directly!