VEHICLE INSURANCE

MiWay is a renowned insurance company based in South Africa and supplying insurance for almost anything a client requires protection for. Vehicle insurance is but one of the reliable insurance solution services on offer by MiWay and this vehicle insurance gives protection coverage for any SA registered motor vehicle, motorcycle, LDV, caravan or trailer.

The vehicle insurance of MiWay is outstanding as the solutions are specialised according to the specific needs or requirements of a particular client. This cover is as such available in a variety of options for those clients wishing to get the best vehicle insurance that they possibly can:

  • Comprehensive Cover: covers your vehicle for accidental damage, theft and hijack, as well as injury to other people or damage to their property.
  • Limited Cover: covers your vehicle for damage caused by fire, theft and hijack, as well as injury to other people or damage to their property, Accidental damage to your vehicle is not covered.
  • Liability to Other People: covers you for liability to other people where an accident caused death or injury to them or damage to their property.
  • Essential Cover: no frills option for older, lower value vehicles where you choose the combination of and amount of cover that you need.

Essential Car Insurance

MiWay has a special car insurance solution which has been uniquely developed for covering vehicles that are not insured, paid-off, older than 5 years, or are worth less than R50 000. This is essential care insurance and is available as a lower cost alternative to the average vehicle insurance solution as it provides cover for:

  • when your car is damaged in an accident
  • if your car is stolen
  • if an accident is your fault and you are liable for damage to a third party's vehicle

Effective and Reliable Vehicle Insurance

MiWay provides unique insurance as developed for personal vehicle insurance as well as business vehicle/fleet insurance. The benefits of insuring your vehicle with MiWay are endless and are the same for both personal and business insurance clients. These benefits are listed as follows:

  • Your vehicle is covered for its retail value allowing you to replace it with a similar make and model in the event of it being written off, stolen or hijacked and not recovered. You can also select to cover the vehicle for its market value in order to reduce the premium.
  • The flat excess of MiWay means that you pay the selected excess which remains fixed regardless of the nature or the value of your claim. There are no "hidden shocks" of additional varying excesses of between 5% and 10% of the claim value.
  • You can select the excess option which is most suitable according to your budget; always remembering that the higher the excess, the lower the premium.
  • MiWay has an approved panel of insurance consultants and vehicle repairers who have been selected according to strict service and quality standards which we as an insurance company pride ourselves in. SA can guarantee repairs for a full 12-month period, ensuring all their clients peace of mind.
  • Membership for HELP is free and offers 24-hour emergency roadside assistance service with towing following a breakdown or accident for all passenger cars, LDV's and motorcycles. Only MiWay approved towing contractors are used to ensure that your car is towed to a place of safety or to one of SAs' authorised service providers for safekeeping and repair.


MiWay is as such an insurance company of South Africa renowned for its reliability and outstanding insurance solutions and services which range in a variety of options which includes vehicle insurance. Hundreds of happy South African people are being introduced to the great benefits which they can experience from partnering with MiWay as their insurance company. MiWay is a number one insurance company; why not give them a try...you will not be disappointed!

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